Greetings G!
Real question there my bredren! How do you live without physical cash and still stay Happy! Well man i for one have grown up inna society where money is the order of the day.

Yoruba proverb: "A ni owo baba ijaya" - Lack of money is the source of constant fear.

Living in a rural area in Nigeria before moving to the cities me and my family man learn to live off the land, mostly by growing our own crops such as yam, corn, tomatoes, potatoes, mangoes and other little vegetables. From time to time the need to clothe and buy consumer goods fester peoples greed and indulgence becomes the order of the day. That saw a dwindling in the number of people wanting to farm preferring instead to own white collar jobs and consumer goods
As i began to grow older more people felt the need to own these consumers goods and that in turn lead to a large shift in people moving from the villages to big cities in lagos. Oh boy i also moved to Lagos and there i saw so much misery as people scramble for very little money. Nasty feelings to see the rat race in effect amongst black people. When we gat everything there in our midst.

Basically, to survive without money then we are referring to living outside the major cities.This applies to any part of the world. Whether you are in London, Chicago, Phily, Kingston,Texas, Lagos,etc

I think the bottom line here is to

Learn how to make money work for InI! Rather than InI working for money.

Whether you and i like it or not money is a NECCESSARY means of exchange and i also hate when it affects my mood due to a lack or want of it.
But as the evil man says, "Money makes the world go round"

The many pitfalls of money in today’s society includes owning a house on credit, having credit cards, buying goods on credit such as cars, computers, fridges etc, going to college on credit, starting a business on borrowed capital, having a wedding on borrowed money, burying relatives on borrowed funds. Society makes you think this is normal.

My duty is to learn how to make my money work for me and also teach my children this. This don't mean embracing capitalism but understanding it and not falling into its many pit falls.